Harvard M. Sumida, CFP®

Harvard was born and raised on the Oahu and graduated from the University of Hawaii at Manoa with a Bachelors of Education in Mathematics.  He started his career as an educator at a small private high school.  After nine years, he entered the world of Financial Planning.  Harvard received the designation of CERTIFIED FINANCIAL PLANNERTM  professional (CFP®) in 1990, has been preparing tax returns since 1992 and founded HMS Financial Services, LLC in 2006.